I survived the short trip (quite comfortably actually) with the help of two very well-designed accessories. One was a portable fender that my brother gave me as a gift last year. The other was my helmet. I've wrecked enough times to know that riding without one is a very bad idea, regardless of how silly it looks. The good thing is, thanks to companies like Bern and Yakkay, you really don't have to look all that silly.
Today, I wore the Baker helmet with winter gear attached. The ear flaps kept me so warm and the visor kept the rain out of my eyes! I think they are geared more towards snow and skate, but the EPS foam complies with all bike safety standards. Plus, it's waterproof and dries quickly after each use!
If I could afford one, I would be sporting a Yakkay helmet.
"YAKKAY's products are developed on the basis of our insight into contemporary people’s specific wishes and issues. This insight is transformed into obvious and beautifully designed solutions. The solutions are YAKKAY's products."